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automotive sector.\r\nAs the business continues to grow we are looking for a Credit Risk and Fraud Manager to join their team. In this role, you’ll play a central role in monitoring, analysing and tackling potential credit risk, fraud, and due diligence activity across the business.\r\nThis isn’t just about box-ticking – it’s about protecting the business, our partners, and our customers, while shaping smarter processes and controls that keep us one step ahead.\r\n \r\nResponsibilities:\r\n\r\n Owning and developing decision engine rules, products, and features.\r\n Assessing and analysing credit risk data, ensuring policies and regulations are met.\r\n Monitoring client credit profiles and managing risk across onboarding and ongoing checks.\r\n Investigating and preventing fraudulent activity, putting controls in place to minimise exposure.\r\n Analysing data, spotting trends, and reporting emerging risks to senior leadership.\r\n Working closely with teams across the business – from sales to operations – to make sure risk is managed effectively at every stage.\r\n Helping shape processes, policies, and compliance standards as this function grows.\r\n \r\nThe successful candidate will be able to demonstrate the following:\r\n \r\n Experience in credit risk management, fraud prevention, or a related area.\r\n Strong analytical skills, detail-driven, and confident working with data.\r\n Someone proactive and self-motivated, who thrives in a fast-paced environment.\r\n A clear communicator who can explain complex credit and fraud issues to customers, partners, and colleagues alike.\r\n A natural problem-solver with high integrity and the ability to balance commerciality with compliance\r\n \r\nIn return we are offering:\r\n\r\n A competitive basic salary between £50,000 and £60,000 \r\n 25 days annual leave plus bank holidays. \r\n An opportunity to get on board with a dynamic business reshaping the future of automotive finance\r\n High autonomy and trust to shape your region\r\n Supportive and agile team culture where innovation is valued.\r\n \r\nWhy join us?\r\nThis is your chance to step into a newly created role, reporting directly to the COO, where you’ll have real ownership from day one. 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We are a vibrant and growing charity inspiring young people to achieve their potential through challenge and nautical adventure and also enabling seafarers and maritime professionals to realise their potential through learning and career development. Working with our employees, cadets, and volunteers, we have built a strong vision and five-year Future Ready strategy to meet the growing demand for what we provide, both for young people, seafarers and maritime professionals – and the thousands who aspire to be the sea cadets and marine professionals of the future. It is also about equipping them to achieve their potential and thrive in a rapidly changing world, while growing our charity to benefit even more people – including those from under-represented or marginalised groups.\r\nAbout the role\r\nWe are currently looking for an experienced AP & AR Supervisor to join our finance team. You will need to be enthusiastic and detail focused individual who is working well on own initiative as well as part of the team. You will need to be proactive, approachable and communicate well at all levels. You will report to Financial Controller.\r\nResponsibilities\r\n· First approval of weekly payment run \r\n· Supervision of AP/AR Finance Officer \r\n· Supervision of Sales and Purchase Ledger \r\n· Balance sheet reconciliation\r\n· Year-end support with focus on accruals and prepayments\r\n· Fixed Asset registers including monthly journals and reconciliations \r\n· Supervision of Direct Debit processing \r\n· Working closely with the team on achieving timely month end \r\nFor further information, please download the Recruitment Pack\r\nRequirements\r\n· Experience of full responsibility for AR & AP functions\r\n· Excellent communication skills\r\n· Excellent level of accuracy\r\n· As a minimum, Intermediate Excel Skills\r\n· Ability to work both as a team member and on own initiative\r\nFor further information, please download the Recruitment Pack. 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Our Connected Scheduling™ platform connects healthcare organisations and their staff giving them more autonomy and control on how and when they work. Over 50% of UK GP practices use Lantum, and over 30% of UK hospitals rely on Lantum workforce products. We have developed a completely new approach to scheduling staff using AI to balance the vast amounts of complexities in workforce scheduling and we have seen game-changing results. We have not only saved millions for the NHS, but we have countless stories of how we have improved the lives of clinicians who, for the first time, are able to plan their work lives around their personal lives. \r\n\r\nWhat sets us apart is not only our leading edge technology and approach to innovation, it’s our culture and our strength of mission. Our incredible team is the driving force behind our success and this propels our competitive edge. We are diverse (10+ nationalities and 53% female workforce), we are authentic and true to ourselves, we are creative and focused and we work hard together to change our industry. Our team is supported to deliver their best work with clear career progression and a strong feedback culture. \r\n\r\nWe have a bright and modern office which you can work from throughout the week and 3 core office days per week (Monday, Tuesday & Wednesday) where the whole team comes together.\r\n\r\nAbout the role \r\n\r\nThe Finance Manager plays a central role in delivering accurate, timely, and insightful financial information to support decision-making across the business. Acting as the bridge between transactional finance and senior leadership, this role owns core elements of the management accounts cycle, supports cashflow management, and ensures financial controls are followed.\r\n\r\nIt’s a hands-on role with significant responsibility for producing reliable management reporting, improving processes, and mentoring junior team members, while leaving scope to grow into broader leadership responsibilities.\r\n\r\nResponsibilities\r\n\r\n Prepare accurate and timely monthly management accounts, including P&L, balance sheet, and cashflow reporting.\r\n Post and review month-end journals, ensuring all reconciliations are complete and accurate.\r\n Maintain rolling cashflow forecasts, monitoring daily cash movements and highlighting risks.\r\n Oversee AP and AR ledgers, supporting better controls, reducing aged debt, and improving collections.\r\n Support financial controls, VAT/tax compliance, audits, and statutory reporting.\r\n Manage payroll and pensions to ensure accurate and timely employee payments.\r\n Administer the company’s share register, including employee EMI option agreements, ensuring compliance with tax and reporting requirements.\r\n Support NHS framework reporting and assist with financial information for tenders in partnership with the commercial team.\r\n Drive process improvements and support system upgrades to increase efficiency and automation.\r\n Provide guidance and mentorship to members within the team and collaborate across teams to align financial and business priorities.\r\n Take ownership of ad hoc analysis and projects, such as reporting enhancements, new tools, or process rollouts.\r\n Maintain banking relationships as well as the administration of banking protocols and controls.\r\n Lead and manage the company’s annual statutory audit and R&D tax credit process, including coordination with external auditors/advisors, preparation of supporting schedules, and ensuring timely, accurate submissions in compliance with regulatory requirements.\r\n Requirements\r\nAbout you - We’ll be looking for\r\n\r\n Fully qualified accountant (CIMA, ACCA, ACA or equivalent).\r\n Experience in management accounts preparation, including month-end close, reconciliations, and variance analysis.\r\n Strong understanding of core finance processes (AP, AR, payroll, revenue recognition).\r\n Proficiency in Excel/Google Sheets; confident handling large datasets.\r\n Comfortable with hands-on transactional work while also producing higher-level analysis.\r\n Strong attention to detail, proactive problem solver, and eager to grow into broader responsibilities.\r\n \r\nInterview process\r\n\r\n Talent Screen: We’ll book you in for a quick introductory chat, and to answer any initial questions you might have.\r\n Meet your manager: We’ll book you in for a first interview with your potential future manager, so you can learn more about the role and we get a deeper understanding of your experience.\r\n Challenge Interview: This is the “practical” interview stage in the process. We will provide you with a scenario or problem to solve, which enables you to bring your skills to life. This will take place with a group of stakeholders. \r\n Values Interview: You’ll meet more members of the team to talk about the Lantum Values. This will be an opportunity for them to ask competency questions and also the chance for you to ask questions about life at Lantum.\r\n Benefits\r\nPerks & Benefits\r\n\r\n🖥️ Home office set up - £200 stipend towards home office equipment to support remote working.\r\n💆♀️ Health Cash Plan:\r\n Cash refunds for physio, dental, and other health related costs.\r\n An Employee Pricing Program that grants you access to special, non-public discounts to gyms and top retail brands.\r\n Plus access to a 24/7 counselling and support helpline.\r\n 🧓 Pension - Lantum matches 4% of your salary into your pension pot.\r\n🌴 Holiday - 25 days holiday + 1 additional day of birthday leave.\r\n🧠 Wellbeing Support - Access to Spill, a mental health support app and 1 day wellbeing leave.\r\n🌱 £500 Learning and development budget each year to drive your own development.\r\n🚲 Cycle to Work Scheme.\r\n🎗 Charity Day - the opportunity to make a positive impact in our community. \r\n\r\nOur Work Environment\r\n\r\n🏠 Hybrid Working: Spend three core days a week in our collaborative WeWork office\r\n🌈 Vibrant Workspace: A dynamic, fun WeWork office space with amenities to support your productivity and well-being\r\n\r\nOur values\r\nWe want every employee to live the core values of the business:\r\n\r\n More than me: Our goals are too big to achieve on our own, it takes diverse skills and various people to achieve greatness.\r\n Care a lot: Doing the right thing isn’t optional. We care a lot about our users, the NHS and each other. We hold each other to the highest standards and earn our reputation every day.\r\n See it thru: We’re constantly looking for excellence. We take pride in planning and execution of all types of work, and we’re not deterred by bumps in the road or adversity. When we see obstacles, we relish the challenge and keep going.\r\n Think around corners: We always stay ahead of the curve. All of us share a responsibility to challenge the status quo, think outside of the box, turn problems on their head and turn weaknesses into strengths.\r\n Bounce back & learn: Being brave, taking risks and trying new things. It’s better to take risks and learn from them and being open to changing from what you learned is what makes us successful.\r\n \r\nPlease note\r\nWe can only accept applications from those eligible to live and work in the UK. We are unable to sponsor visas for this position.\r\n\r\nDiversity promise\r\nWe believe that a great workplace is one that represents the world we live in and how beautifully diverse it can be. That means we have no judgement when it comes to any one of the things that make you who you are. Everyone is welcome — as an inclusive workplace, our employees are comfortable bringing their authentic whole selves to work. Be you. 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Even if we eliminate all emissions, the world still needs to remove 5–10 gigatonnes of carbon annually by 2050—there’s simply no Net Zero without removals.\r\nAt CUR8, we’re driven to build the worldwide market for carbon removals. We're on a mission to facilitate 1 billion tonnes of carbon removed in a single year. We're the leading science, procurement, and management platform for carbon removal: blending technology, finance, and scientific expertise to help companies find, buy, manage, and finance removals.\r\nOur offtake financing product provides project developers with upfront capital, accelerating the buildout of high-quality carbon removal around the world. We’re a proven force in carbon finance — having made headlines with our first-of-a-kind (FOAK) carbon removal offtake financing deal alongside Standard Chartered and British Airways, setting a new standard for innovation, rigour, and credibility in global carbon markets. Now we’re growing this team to keep up with our demand.\r\n\r\n\r\nAbout the team:\r\nBetween us, we’ve built, scaled, and sold successful tech businesses, advised governments on net zero, shaped global narratives at Nature, New Scientist, and the BBC, led startup support and investments at Google, invested in and built carbon removal startups. Oh, and done the TED talk about carbon removal (haven’t you seen it yet?).\r\n\r\n\r\nAbout the Role\r\nAs Carbon Finance Manager, you will be joining us at a period of step-change growth. Your focus: scale our flagship offtake financing product, which provides carbon removal companies with upfront capital against future credit deliveries. You’ll originate new deals, drive deal development and guide our top customers from first contact through financial close. You will shape our strategy, while being the hands-on operator for innovative financing deals in a rapidly scaling market. This is a high-growth opportunity to accelerate market adoption for a true climate finance innovation.\r\nYou will:\r\n Originate new customers: Connect with leading carbon removal companies seeking upfront capital to build and scale projects. Build relationships, map markets, and bring exceptional customers into the CUR8 ecosystem.\r\n Qualify and structure deals: Assess project viability, delivery potential, and bankability. 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Unfortunately, we are currently unable to sponsor visa applications at this time.\r\nBenefits\r\nAbout the perks:\r\n CUR8 is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.\r\n With a little bit of luck, we’ll save the planet (pretty good, isn’t it). 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